Legal Framework
Terms of Service
Last updated: May 28, 2026
1. Earned Wage Access Model
SalaryNow operates as an Earned Wage Access (EWA) platform, enabling employees to draw accrued salary prior to their regular corporate payday. Access limits are set by employers and do not constitute a credit/loan instrument.
2. Automated Payday Deductions
By linking OPay corporate accounts, the employer authorizes SalaryNow to automatically debit the total advance sums and related processing fees directly from the linked business settlement account on the designated payday.
3. Fee Structure and Billing
Platform subscription costs and transaction fee scales are billed directly in accordance with selected company pricing plans. Any changes in platform terms will be notified to company super-admins 30 days prior to enforcement.